Author Archive

Author Archive

Leah Zlatkin quoted in CMP Magazine: ‘First-Time Buyers Feeling The Squeeze In Rising-Rate Environment’

Posted on October 26th, 2022 by Mortgage Outlet As home prices spiked across Canada’s hottest housing markets over the past two years, a growing cohort of new homebuyers turned to parents or guardians to help fund their purchases – but that’s a strategy that could be an increasingly risky one in the current climate, according to an industry expert. Leah Zlatkin (pictured), […]

Shawn Stillman quoted in The Globe and Mail: ‘Think you can move that stellar mortgage to a new home? The pitfalls of porting’

Posted on October 19th, 2022 by Mortgage Outlet “People are paralyzed from fear of falling home prices and that’s keeping many from moving at all,” says Shawn Stillman, a mortgage broker and co-founder of Mortgage Outlet. “Of the people who still want to port their mortgage, most don’t even know these problems exist until they apply and find out they don’t qualify.” […]

Leah Zlatkin quoted on Storeys: ‘How Climate Change is Affecting Property Insurance, Mortgages, and Buyers’

Posted on September 23rd, 2022 by Mortgage Outlet Aside from the property insurance delay, mortgages can also be affected by worsening climate change because mortgage lenders will often require a property appraisal before you’re approved, and may require additional appraisals in the event of extreme weather events. “Lenders want to confirm that the property is still worth what they project it to […]

Leah Zlatkin quoted in the Financial Post: ‘Pros and Cons of Fixed Vs Variable Mortgage Rates’

Posted on September 16th, 2022 by Mortgage Outlet

Leah Zlatkin, Mortgage broker, Mortgage Outlet inc. & Lowest rates expert, lowest, talks with Financial Post’s Larysa Harapyn about the pros and cons of fixed vs variable mortgage rates.

Leah Zlatkin quoted in CTV News Atlantic: ‘Borrowing Money Just Got More Expensive in Canada’

Posted on September 8th, 2022 by Mortgage Outlet Leah Zlatkin, a mortgage broker based in Toronto, says people who already have a mortgage will see an increase in their monthly payment or in the amount of time left in their term. Zlatikin has some advice for first-time home buyers. “There are some lenders that are still going to allow you to use […]

Leah Zlatkin quoted in the Toronto Sun: ‘Real Estate Activity Remains Muted in Face of Steep Rate Hikes’

Posted on August 31st, 2022 by Mortgage Outlet “Right now were bracing for a hike,” said Leah Zlatkin, expert and licensed mortgage broker. “For those people who are impacted, it is a dramatic increase. But, hopefully, people have budgeted accordingly.” It is unclear exactly how many Canadians hold variable mortgage rates, which rise as the central bank hikes. But in February, […]

Leah Zlatkin quoted in the Toronto Star: ‘Bank of Canada to Hike Interest Rates Wednesday by Three Quarters of a Percentage Point, Experts Predict’

Posted on August 31st, 2022 by Mortgage Outlet While a smaller, 50-point rise isn’t out of the question because of evidence the Canadian economy shrank slightly in July, a 75-point rise has grown more likely because of hawkish sentiments from the U.S. Federal Reserve, argued Leah Zlatkin of, a website that provides quotes for insurance, mortgages, credit cards and loans. Simply […]

Leah Zlatkin quoted in the Financial Post: ‘Trouble in ‘Mortgage Land’ as Higher Borrowing Rates Weigh and Refinancings Dry Up’

Posted on August 8th, 2022 by Mortgage Outlet Leah Zlatkin, expert and licensed mortgage broker, said she is seeing a shake-up in the types of clients she sees. Clients seeking new mortgage originations have tended to be less conventional and require more flexibility. One example: the number of mortgage-seekers in the gig economy who are moving towards private financing. “I think […]

Leah Zlatkin quoted in the Financial Post: ‘Vancouver Home Sales Tumble, Calgary’s Slide as Rising Rates and Uncertainty Take Toll’

Posted on August 3rd, 2022 by Mortgage Outlet While many in the real estate industry have blamed rising interest rates for the drop in demand, Leah Zlatkin, expert and licensed mortgage broker, said the pause in home buying has more to do with the risk of a recession and overall uncertainty. “You have to be cautious in assuming that a Bank […]

Leah Zlatkin quoted in Global News: ‘Inflation, High Rates Putting Big Purchases on Hold? How to Budget for Must-Buys’

Posted on July 28th, 2022 by Mortgage Outlet

Inflation, high rates putting big purchases on hold? How to budget for must-buys Despite rising interest rates pushing monthly mortgage payments higher, the resulting cooldown in the housing market might actually make it a good time for some buyers to get into a home, according to Leah Zlatkin, a mortgage broker and expert with […]