https://www.mpamag.com/ca/news/general/stricter-lending-standards-push-self-employed-borrowers-to-home-equity-options/556304 Mortgage broker Leah Zlatkin says showing reliable credit behavior can help offset perceived risks. Zlatkin, highlighted the differences between how salaried employees and self-employed borrowers report their income and how tax strategies can affect their application. “Self-employed Canadians often face dtricter requirements because their income can fluctuate from month to month,” she said. “Unlike salaried employees […]

Leah Zlatkin, COO of Mortgage Outlet says “There are a couple of different opinions here. At this point in time, we don’t believe the Bank of Canada is going to continue decreasing the rate at any time soon. December 10 is our next announcement date. We don’t think they’re going to cut again right now, […]

https://www.msn.com/en-ca/money/topstories/boc-rate-decision-job-fears-u-s-trade-uncertainty-to-keep-lid-on-any-housing-market-recovery/ar-AA1Pgwgt Another 25-basis-point cut won’t make much of a financial difference for many, notes Leah Zlatkin, a licensed mortgage broker. “For every $100,000 borrowed, you’re going to lower your monthly payment by something like $13 to $15,” she said. “For somebody in a province where their mortgage is $200,000, that’s 30 bucks a month.” Rate […]

https://www.mpamag.com/ca/mortgage-industry/industry-trends/renters-urged-to-plan-early-as-homeownership-hurdles-persist/554096 Licensed mortgage broker Leah Zlatkin said she has seen a shift in mindset among prospective buyers, with more clients scrutinizing their finances and mapping out long-term goals before making the leap from renting to owning. “Renters often think the only hurdle to homeownership is saving enough for a down payment, but that’s just one […]

https://www.theglobeandmail.com/real-estate/toronto/article-sellers-buyers-navigate-frustrating-housing-market/ Mortgage broker Leah Zlatkin cautions that even experienced homeowners can make mistakes in the current challenging environment. Some are trading up, while others are downsizing, she notes, but they need to be wary of the fine print in their existing mortgage agreement. Breaking a mortgage early can trigger substantial penalties, Ms. Zlatkin says in […]

https://www.mpamag.com/ca/mortgage-industry/industry-trends/toronto-condo-buyers-find-new-leverage-in-shifting-market/553150 “Even with a 15% down payment on a condo and 20% on a detached home, the affordability gap in Toronto remains significant,” said Leah Zlatkin, licensed mortgage broker. “At today’s average prices, a condo costs about $655,000 compared to roughly $1.35 million for a detached house. A buyer with a five-year fixed rate mortgage […]

https://globalnews.ca/news/11436984/renewing-mortgage-bank-of-canada-rate-cut/ Whether you’re planning to renew with a fixed- or variable-rate mortgage should depend on what your housing needs are, said Leah Zlatkin, licensed mortgage broker and COO of Mortgage Outlet. If you’re planning to move in a few years, a variable mortgage might make sense since it typically has a lower penalty if you […]

https://www.ctvnews.ca/toronto/video/2025/09/18/interest-rate-cut-a-sigh-of-relief-for-mortgage-holders/ Leah Zlatkin, a licensed mortgage broker, says “To anyone that does have a variable rate mortgage, this probably does come as a sigh of relief. The last 3 announcements have been a hold and this is the first time since March we’re actually seeing a decrease.” She says currently there is limited information from […]

https://www.insidehalton.com/news/bank-of-canada-drops-key-interest-rate-for-first-time-since-march/article_053d95f0-6b96-54c1-8fbb-03c49965e786.html “A rate cut makes it easier to qualify for a variable-rate mortgage, and in a market like Toronto where prices remain inflated but have eased from previous highs, that can quickly heat things up,” said Leah Zlatkin, COO of Mortgage Outlet and licensed mortgage broker, in a press release. “We may see more buyers […]

https://www.thestar.com/real-estate/how-the-bank-of-canadas-interest-rate-cut-will-impact-your-mortgage-and-torontos-housing/article_91788fe6-1b2a-4f22-9cf3-eacb479f71c2.html Leah Zlatkin, licensed mortgage broker and COO of Mortgage Outlet, said the rate cut will not save variable-rate mortgage holders that much money. “This being said, perception is almost everything in this world,” she said. When people hear the bank dropped rates they assume it means a big discount for everyone. “So I do […]