Author Archive

Author Archive

Leah Zlatkin & Shawn Stillman featured in CMP Magazine: ‘CMBA reveals new Ontario board of directors’

Posted on February 1st, 2024 by Mortgage Outlet

https://www.mpamag.com/ca/mortgage-industry/industry-moves/cmba-reveals-new-ontario-board-of-directors/475327 Licensed directors on the board will be Leah Zlatkin, Frank Napolitano, Ann Pope, Doug Adlam, Deren Hasip, Shawn Stillman, and Chris Bargis. “Each board member brings a wealth of expertise, experience, and insights. Their collective leadership will play a pivotal role in shaping the future of our Association, ensuring that we stay true to […]

Leah Zlatkin interviewed by the Toronto Star: “‘Forever mortgage’ warning. Canada’s financial watchdog cautions banks over use of fixed-payment variable loans”

Posted on January 30th, 2024 by Mortgage Outlet

https://www.thestar.com/business/forever-mortgage-warning-canadas-financial-watchdog-cautions-banks-over-use-of-fixed-payment-variable-loans/article_b6430778-bad1-11ee-91c9-b3c67ce1ae67.html The biggest concern with fixed-payment variable rate mortgages is when it comes time to renew, the borrower will need to return to the contractual amortization period, said Leah Zlatkin, LowestRates.ca expert and licensed mortgage broker, which will result in payment shock as monthly payments often spike. Some homeowners, she said, have loan-to-value ratios of 100 per cent, […]

Leah Zlatkin quoted in CMP Magazine: ‘First-time buyer prospects a ‘big question’ for 2024’

Posted on January 23rd, 2024 by Mortgage Outlet

https://www.mpamag.com/ca/mortgage-industry/industry-trends/first-time-buyer-prospects-a-big-question-for-2024/474055 Leah Zlatkin, chief operating officer at Mortgage Outlet, told Canadian Mortgage Professional that a likely lower-interest rate environment, a continuing surge in immigration, and a sluggish economy were likely to counterbalance each other and keep prices relatively steady for the year ahead. “When you have declining rates and immigration, that usually leads to an […]

Leah Zlatkin quoted in Pipa News: ‘Fixed mortgage rates are on the decline. Is now the time to lock in?’

Posted on January 12th, 2024 by Mortgage Outlet

https://globalnews.ca/news/10219789/fixed-mortgage-rates-canada-january-2024/ Mortgage Outlet COO and broker Leah Zlatkin notes that three-year fixed mortgages are also down from recent highs, floating just above the five-per cent market. “It is a really good time to get a lower (fixed) interest rate than you would’ve been getting for the last year,” she tells Global News. But Zlatkin also […]

Leah Zlatkin quoted in CMP Magazine: ‘Renewals set to offer big opportunity for brokers in 2024 and beyond’

Posted on January 12th, 2024 by Mortgage Outlet

https://www.mpamag.com/ca/mortgage-industry/industry-trends/renewals-set-to-offer-big-opportunity-for-brokers-in-2024-and-beyond/472711 Leah Zlatkin (pictured), chief operating officer and broker at Mortgage Outlet, told Canadian Mortgage Professional that borrowers are likely to consider as wide a range of options as possible when renewing, opening the door for brokers to show their value and find new clients in 2024 and beyond. “People, at least anecdotally, are finding that maybe […]

Leah Zlatkin quoted in Global News: ‘Fixed mortgage rates are on the decline. Is now the time to lock in?’

Posted on January 12th, 2024 by Mortgage Outlet

https://globalnews.ca/news/10219789/fixed-mortgage-rates-canada-january-2024/ Mortgage Outlet COO and broker Leah Zlatkin notes that three-year fixed mortgages are also down from recent highs, floating just above the five-per cent market. “It is a really good time to get a lower (fixed) interest rate than you would’ve been getting for the last year,” she tells Global News. But Zlatkin also […]

Leah Zlatkin featured on CP24 “Here is what may be in store for Toronto’s housing market in 2024”

Posted on December 21st, 2023 by Mortgage Outlet

https://www.cp24.com/news/here-is-what-may-be-in-store-for-toronto-s-housing-market-in-2024-1.6697314 Leah Zlatkin, of LowestRates.ca, said that she expects homeowners will get a break on rates sooner than some are predicting. “We see that there’s potentially either a soft recession happening right now or a recession looming in the coming year and because of that, I believe that the Bank of Canada is going to […]

Leah Zlatkin quoted in Financial Post: ‘Why now could be a great time to enter the housing market’

Posted on December 10th, 2023 by Mortgage Outlet

https://financialpost.com/real-estate/great-time-to-enter-housing-market Leah Zlatkin, mortgage broker and Lowestrates.ca expert, said homebuyers could “really get a good steal” while the market is slow in December. “There is a bit of a volatile future ahead of us,” Zlatkin said in an interview with the Financial Post’s Larysa Harapyn. “For many consumers, right now is the right time to […]

Leah Zlatkin quoted in Financial Post: ‘Rate cuts could spark housing market volatility’

Posted on December 9th, 2023 by Mortgage Outlet

https://financialpost.com/real-estate/rate-cuts-spark-housing-market-volatility Leah Zlatkin, mortgage broker and Lowest Rates expert, talks with Financial Post’s Larysa Harapyn about the impact a Bank of Canada rate cut could have on Canada’s real estate markets and the different strategies to handle the dynamics based on what stage you are at in your homebuying journey. “There’s a lot of savvy […]

Leah Zlatkin Quoted in the Globe and Mail: “Does the latest Bank of Canada announcement mean it’s go time again for variable-rate mortgages?”

Posted on December 6th, 2023 by Mortgage Outlet

https://www.theglobeandmail.com/investing/personal-finance/article-does-the-latest-bank-of-canada-announcement-mean-its-go-time-again-for/ Leah Zlatkin of MortgageOutlet.ca said the three-year fixed-rate option is ideal for people who have zero tolerance for the risk of more rate hikes in the future. “There’s a high likelihood that the Bank of Canada will bring rates down,” Ms. Zlatkin said. “But we have no guarantee of that. And the last time […]