Monday, 12 January 2026
By Mortgage Outlet
Leah Zlatkin quoted in the Yahoo Finance: ‘Rate cuts may be done. Now, it’s about the right mortgage game plan’
https://ca.finance.yahoo.com/news/rate-cuts-may-be-done-now-its-about-the-right-mortgage-game-plan-134214301.html?guccounter=1&guce_referrer=aHR0cHM6Ly9hcHAubWVsdHdhdGVyLmNvbS8&guce_referrer_sig=AQAAANAFFfZjJmOSMZ_MudqwFr9s5su9yz3IGg-z26sf1DfI9luBOE8Lk0TRoQncHq2SnGssKkElRp7GKqUmXjZnycF_tkGhtCza-mb6zcopE7dcel3BJVYW6ddOuL3CUccTW0tCNgBzH66Jwye_d0vJL21cxIxVruIM0uRUbv4BxBm-
“We’ve moved into a much more normalized rate environment,” said Leah Zlatkin, a mortgage broker at Mortgage Outlet.
“There’s no clear signal that rates are heading materially lower, and in some cases, we’re already seeing lenders adjust pricing upwards. That makes it important for borrowers to focus on what’s available now rather than wait for a perfect moment that may not come.”
The housing market is also favouring buyers right now, Zlatkin says, so there may be opportunities to find good deals. According to Zoocasa, only a third of Canada’s major markets have seen prices rise since January 2025.
