Leah Zlatkin featured in CMP Magazine: ‘Canadians face pivotal mortgage choices as rate cycle flattens’

Analysts expect the Bank of Canada’s overnight rate to hover around 2.25% into 2026, signalling that the bulk of easing is likely behind the market even as inflation stayed close to target.

“​We’ve moved into a much more normalized rate environment,” Leah Zlatkin, licensed mortgage broker, said.

“There’s no clear signal that rates are heading materially lower, and in some cases we’re already seeing lenders adjust pricing upward. That made it important for borrowers to focus on what was available now rather than waiting for a perfect moment that might not come.”