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Interest Rates

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Fixed Mortgage Rates - Closed

Term

Everyday Rate

Limited Rate

1 Year

3.24%

3.19%

Everyday Rate

  • Major Bank
  • 30 year amortization maximum
  • 15% lump sum payments allowed
  • 100% increase to regular payments
  • Valid on Purchases, Transfers and Refinances
  • Other conditions may apply

Limited Rate

  • Major Bank Lender
  • 25 year maximum amortization
  • 15% lump sum payments allowed
  • 100% increase to regular payments
  • Purchase price under $1,000,000
  • Purchases & transfers only
  • Other conditions may apply

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2 Year

2.94%

2.89%

Everyday Rate

  • Major Bank Lender
  • 30 year amortization maximum
  • 15% lump sum payments allowed
  • 15% increase to regular payments
  • Valid on Purchase, Refinances and Transfers
  • Rate involves cash back
  • Other conditions may apply

Limited Rate

  • Major Bank Lender
  • 30 year amortization maximum
  • 15% lump sum payments allowed
  • 15% increase to regular payments
  • Valid on Purchases & Transfers Only
  • Mortgage amounts of $300,000+
  • Rate involves cash back
  • Other conditions may apply

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3 Year

2.94%

2.79%

Everyday Rate

  • Major Bank Lender
  • 30-year amortization maximum
  • 20% lump sum payments allowed
  • 100% increase to regular payments
  • 120 Day Rate Hold
  • Valid on Purchase, Refinances and Transfers.
  • Other conditions may apply

Limited Rate

  • Major Bank Lender
  • Valid for High Ratio Purchases
  • Down payment must be 19.99% or less
  • 120-Day Rate Hold
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Purchase price under $1,000,000
  • Other conditions may apply

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4 Year

2.99%

2.69%

Everyday Rate

  • Major Bank Lender
  • 30 year amortization maximum
  • 15% lump sum payments allowed
  • 15% increase to regular payments
  • Valid on Purchase, Refinances and Transfers
  • Rate involves cash back
  • Other conditions may apply

Limited Rate

  • Non Bank Lender
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Valid on High Ratio Purchases & Transfers Only
  • Mortgage amounts of $300,000+
  • Other conditions may apply

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5 Year

2.94%

2.59%

Everyday Rate

  • Major Bank Lender
  • 120-Day Rate Hold
  • 25-year amortization maximum (Premium applies for up to 30-year)
  • 15% lump sum payments allowed
  • 100% increase to regular payments
  • Valid on Purchase, Refinances and Transfers
  • Other conditions may apply

Limited Rate

  • Major Non Bank Lender
  • May be a restrictive product (Please call for conditions)
  • Valid for High Ratio Purchases Only (19.99% or less down payment) – Please contact us for our great rates applicable for other types of mortgages
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • 45-Day Rate Hold
  • Rate may involve cash back
  • Purchase price under $1,000,000
  • Other conditions & minimum mortgage amount may apply

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10 Year

3.64%

3.19%

Everyday Rate

  • Major Bank Lender
  • 25 year amortization, premium applies for up to 30 year
  • 15% lump sum payments allowed
  • 100% increase to regular payments
  • Valid on Purchases, Transfers and Refinances
  • Other conditions may apply

Limited Rate

  • Major Non Bank Lender
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Valid on Purchases and Previously Insured Transfers
  • Must be high ratio, 19.99% or less down payment
  • Purchase price under $1,000,000

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Variable Mortgage Rates - Closed

Term

Everyday Rate

Limited Rate

5 Year

3.10%

2.90%

Everyday Rate

  • Major Bank Lender
  • 25 year amortization maximum (Premium applies for up to 30yr)
  • 120-Day Rate Hold
  • 15% lump sum payments allowed
  • 100% increase to regular payments
  • Valid on Purchases, Refinances and Transfers
  • Other conditions may apply

Limited Rate

  • Major Non Bank Lender
  • Restrictive product (Please call for conditions)
  • 25 year maximum amortization
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Valid on High Ratio Purchases and Previously Insured Transfers (19.99% or less down payment)
  • Purchase price under $1,000,000
  • Other conditions may apply

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Variable Mortgage Rates - Open

Term

Everyday Rate

Limited Rate

HELOC

4.45%

--

  • Major Bank
  • Prime + .50%
  • Other conditions may apply

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