Interest Rates

Everyday Rate

• Major Bank
• 30 year amortization maximum
• 15% lump sum payments allowed
• 100% increase to regular payments
• Valid on Purchases, Transfers and Refinances
• Other conditions may apply

Limited Rate

• Major Bank Lender
• 25 year maximum amortization
• 15% lump sum payments allowed
• 100% increase to regular payments
• Purchase price under $1,000,000
• Purchases and transfers only
• Other conditions may apply

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Everyday Rate

• Major Bank Lender
• 30 year amortization maximum
• 15% lump sum payments allowed
• 100% increase to regular payments
• Valid on Purchase, Refinances and Transfers
• Other conditions may apply

Limited Rate

• Major Bank Lender
• 25 year amortization maximum
• 15% lump sum payments allowed
• 100% increase to regular payments
• Valid on Purchases & Transfers Only
• Other conditions may apply

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Everyday Rate

• Major Non Bank Lender
• 30-year amortization maximum
• 15% lump sum payments allowed
• 100% increase to regular payments
• 120 Day Rate Hold
• Valid on Purchase, Refinances and Transfers.
• Other conditions may apply

Limited Rate

• Major Non Bank Lender
• Valid for High Ratio Purchases
• Down payment must be 19.99% or less
• 120-Day Rate Hold
• 25 year amortization maximum
• 20% lump sum payments allowed
• 20% increase to regular payments
• Purchase price under $1,000,000
• Other conditions may apply

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Everyday Rate

• Major Bank Lender
• 30 year amortization maximum
• 15% lump sum payments allowed
• 100% increase to regular payments
• Valid on Purchase, Refinances and Transfers
• Other conditions may apply

Limited Rate

• Major Bank Lender
• 25 year amortization maximum
• 15% lump sum payments allowed
• 100% increase to regular payments
• Valid on High Ratio Purchases & Previously Insured Transfers Only
• Other conditions may apply

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Everyday Rate

• Major Bank Lender
• 120-Day Rate Hold
• 25-year amortization maximum (Premium applies for up to 30 year)
• 20% lump sum payments allowed
• 20% increase to regular payments
• Valid on Purchase, Refinances and Transfers
• Other conditions may apply

Limited Rate

• Major Non Bank Lender
• May be a restrictive product (Please call for conditions)
• Valid for High Ratio Purchases Only (19.99% or less down payment) – Please contact us for our great rates applicable for other types of mortgages
• 25 year amortization maximum
• 20% lump sum payments allowed
• 20% increase to regular payments
• 120-Day Rate Hold
• Rate may involve cash back
• Purchase price under $1,000,000
• Other conditions & minimum mortgage amount may apply

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Everyday Rate

• Major Bank Lender
• 25 year amortization, premium applies for up to 30 year
• 15% lump sum payments allowed
• 100% increase to regular payments
• Valid on Purchases, Transfers and Refinances
• Other conditions may apply

Limited Rate

• Major Non Bank Lender
• 25 year amortization maximum
• 20% lump sum payments allowed
• 20% increase to regular payments
• Valid on Purchases and Previously Insured Transfers
• Must be high ratio, 19.99% or less down payment
• Purchase price under $1,000,000

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Everyday Rate

• Major Bank Lender
• 25 year amortization maximum (Premium applies for up to 30yr)
• 120-Day Rate Hold
• 15% lump sum payments allowed
• 100% increase to regular payments
• Valid on Purchases, Refinances and Transfers
• Other conditions may apply

Limited Rate

• Credit Union
• ONTARIO & QUEBEC ONLY (Please call for other province rates)
• May be a restrictive product (Please call for conditions)
• 120-Day Rate Hold
• 25-year amortization maximum
• 15% lump sum payments allowed
• 15% increase to regular payments
• Purchase price under $1,000,000; Minimum $300,000 mortgage required
• Other conditions may apply

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• Major Bank
• Prime + .50%
• Other conditions may apply

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