It’s incredible how much can change in a few short weeks, Up until January it seems like nothing could stop the Canadian economy, but with disappointing January and February job figures, lower than expected GDP and the threat of a … Continued
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Mortgage Pre-approvals Should Be Illegal In Canada
Many Canadians get pre-approvals on their mortgage. Find out why these pre-approvals fail and why they should be illegal in Canada!
Mortgage Professionals Canada National Conference
In late November Gaby Ramer and I attended the Mortgage Professionals Canada National Conference in Niagara Falls. The most important part of the conference is networking with fellow brokers, lenders and other industry partners (appraisal, legal, technology, marketing). The mortgage … Continued
Will OSFI’s new mortgage stress test help or hurt you?
The real estate market is like a campfire. You definitely don’t want an inferno, however if you keep pouring water on it, the flame will be extinguished.
Although OSFI wants to protect the financial system, this new change represents another bucket of cold water on a real estate fire that has already cooled significantly.